Southern California’s “Underwater Mortgage” Problem Is Rare—But Your Home Can Still Be Financially Vulnerable A new mortgage snapshot shows it’s increasingly uncommon in Southern California for homeowners to owe more than their property is worth. In fact, several local counties rank among the lowest “underwater mortgage” rates
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San Diego has cleared a major regulatory hurdle to reshape the northeastern corner of Mission Bay into expanded marshland, dunes, and new recreation areas after receiving approval from the California Coastal Commission. While the plan is framed as a long-term climate-resilience win, it also signals years of
Read more →California’s housing and infrastructure pipeline may be headed for a major procedural overhaul. A new commentary circulating statewide argues that voters can modernize how the California Environmental Quality Act (CEQA) is applied to essential projects—especially affordable housing—by supporting Proposition 45, a ballot measure aimed at speeding approvals
Read more →Congress just signaled that the housing shortage is no longer a “local problem” — it’s a national economic issue. The bipartisan 21st Century ROAD to Housing Act aims to make it easier to build more homes, but as a recent San Diego commentary pointed out, California’s biggest
Read more →San Diego renters are seeing eye-popping lease renewals this year, including reports of rent increases as high as 82%—a jump that’s triggering confusion and frustration across the county. While California’s rent-cap rules can limit increases in many situations, the fine print (and the exemptions) matter, and that’s
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